These Terms of Use govern the use of services and content provided by KapitalSchritt GmbH. By accessing our website and our offerings, you agree to the following terms and conditions. If you do not agree to any of the terms and conditions, please do not use our services.
1. General Provisions
The use of our content is permitted solely for personal and non-commercial purposes. Distribution, reproduction, or public use without the express consent of KapitalSchritt GmbH is prohibited. We reserve the right to change these terms of use at any time. Changes take effect upon publication on our website.
2. Access and Use
Our services are intended for individuals who want to learn basic structural information. We assume no responsibility if the use of our content in individual countries or regions does not comply with the applicable regulations there. Users are responsible for ensuring compliance with such regulations.
3. Intellectual Property
All texts, graphics, designs, logos, and other content are the property of KapitalSchritt GmbH or have been acquired with appropriate usage rights. Any unauthorized use constitutes a violation of our rights and may result in legal action.
4. Disclaimer of Liability for Content
We strive to keep the content on our website up-to-date, correct, and understandable. However, we cannot guarantee its completeness, accuracy, or timeliness. Use of the information provided is at your own risk.
5. Data Protection
The protection of your personal data is important to us. All personal information is collected and processed exclusively within the framework of legal regulations. Please refer to our separate privacy policy for details.
6. Limitation of Liability
KapitalSchritt GmbH assumes no liability for direct or indirect damages resulting from the use or unavailability of our services. This applies in particular to technical malfunctions, data loss, or other circumstances beyond our control.
7. Service Disclaimer
Our offerings are intended solely for general information and educational purposes. They do not constitute individualized advice and are not a substitute for professional support from a structural or legal advisor. Decisions you make based on our content are solely your responsibility. We assume no liability for consequences arising from the use of the content provided.
8. Refund Policy
Payments for services already rendered are non-refundable. Should a course or service not be available as described, we will consider a pro rata refund or alternative solution on a case-by-case basis. Refund requests must be submitted exclusively in writing to our official contact address.
9. Contact
If you have any questions about these Terms of Use or our services, you can contact us at any time by email: support@kapitalschritt.com
10. Final Provisions
Should individual provisions of these Terms of Use be or become invalid, the validity of the remaining provisions shall remain unaffected. The place of jurisdiction for all disputes shall be the registered office of KapitalSchritt GmbH, to the extent permitted by law.